I am Sara - the name of Mr. Andrew Cox caught my immediate attention Takes hours to reach customer care services representative, and Omg! The cardholder is abusing the process to , A copy of the merchants terms and conditions, Descriptions and photos of the item in question. ACE Flare Account by MetaBank is rated with a F rating from Business Consumer Alliance as of 2/27/2023. This review was chosen algorithmically as the most valued customer feedback. Will definitely use again if the need arises. CRI measures the company's customer satisfaction abilities through BCA's complaint mediation process. I did not authorize any expedited shipping or charges. Answers to some common questions may be found below, including what . Fraud intent to gain access to personal information, I would like my money refunded and maybe a new card issued, My account balances and my overdraft fees and my refunds, A refund that was deposited on my account an the bank close my account cause for fraud activity, An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, Unauthorized use on my account last 2 was fraudulent. I'm so glad I found out about Blake Thomas because he was able to get my money back and then some ! Reimburse the cardholder themselves and write-off the losses. Checking Accounts, Debit Cards, Credit Cards, Prepaid Cards, etc. From Avvo Reviews, Amex allowed over $10,000 to be stolen from my card. Some still require cardholders to call their local branch. The bank dispute process is an important consumer protection mechanism. He handled my case smoothly and very professionally. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH (Automated Clearing House) direct deposits, bill payments, and other automated transfers. When it comes to dispute resolution, there are so many choices available to us. Click Sign Up at the bottom of the page to receive the online login link. No one asked for my authorization to ship expediated shipping AND no one asked if I approve a 15 charge. From Avvo Reviews, Ive used consumer Fraud Legal Services twice. top of page Why does my prepaid account have a hold? Blake took on our case and as promised i got my compensation. The evidence will vary depending on the customers claim. Within 1 day. I have filed a police report with San Antonio Police Department with to persecute. I know the last 4 digits of the card. I called my bank and disputed it and filed a police report. If you are a merchant, having a basic understanding of the bank dispute process might not be enough. From Avvo Reviews, At Christmas of all time was on way out town to purchase a gift for my son and had luckly located couple hours away.as I was purchasing card was declined, which day before had loaded card .that day was cleared and had lost money.no refund no explanation.Mr Thomas went in blind and in short time regained my money.Forever thankful recommendations WOULD BE AN UNDERSTATEMENT From Avvo Reviews, I had fraudulent charges on my Bluebird card which I disputed with Bluebird. Thank you again, If I ever need these types of services I will definitely contact you again. 12/16/2015 Tisdale v. NetSpend and MetaBank I was having issues with my bank and he resolved them in an efficient and timely manner and got me my money back. A dispute resolution process has three basic approaches, each with its pros and cons. 57108 SD Falls Sioux EPS Financial, a division of Metabank, posted the following statement on their website, saying the money sent to them by mistake would be sent back to the IRS. Too notch service! He was upfront and honest about time and pricing as well as which way it could go. Please check only one item and print all information. I attempted to use it 30 days later and balance was 0. Credit Card Disputes From Facebook Reviews, He keeps you updated throughout the entire process and does the best job with your case. Stay on top of your account activity and balance with just a few taps. Desired outcome: 01/06/2015 Latoya Allen v. NexisCard and MetaBank 12/17/2015 Siaki v. NetSpend and MetaBank Well also provide a step-by-step guide to help you navigate the system successfully. Thank you, Desired outcome: Great and efficient service each time! The bank dispute process is not simple or linear. When using the cards in stores, if you choose credit at checkout and provide your signature, the transaction fee for the purchase will be $1 and the funds are deducted . About 6-7 months tops. Please call me on this. 10 Aug 2020; . Disputes are a feature of the Visa, Mastercard and American Express card networks intended to protect cardholders from fraudulent activity. The IRS says MetaBank, N.A. This will surely increase the credibility of your complaint. This process occurs strictly between the two banks. Mail : Cardmember Services Center,Dispute Processing, P.O. Along with the evidence, the merchant also needs supporting documents, like a rebuttal letter. He got me money back and then some ! If your user account was blocked. . I am very pleased with Mr Blake Thomas. Can you find it with my name and last 4 digits of card? The monthly fee will be assessed at the time of the first load of funds on your Card and charged on the same day . Blake was wonderful communicated the whole time, didnt take long, very satisfied with his service. 11/26/2019 Tarique Stanley v. RushCard and MetaBank From Avvo Reviews, It has been a very long journey but Mr.Thomas kept me informed every step of the way. How come I'm not being helped here. I have used his services twice and would definitely do it again as I am beyond satisfied. $15 credit for unauthorized charge, What is there phone number I can not find one. What is phishing? From Avvo Reviews, He was honest and trustworthy and did everything he said he would keep you updated old time. I am trying to find the origins of that card In this step, the issuer can either accept the re-presented transaction, or reject it by filing a second chargeback (called an arbitration chargeback or a "pre-arb," depending on the card network). From Facebook Reviews, Professional and fast. Merchants: sick of chargebacks sapping your profitability? The outcome of a review you flagged. Blake was very helpful and patient with my case. 07/15/2019 Kymberly Holmes v. RushCard and MetaBank Thank you so much. I congratulate him for a job well done and encourage anyone who has an issue with a financial transaction to consult with him. I don't want to be rude but a simple thing like what banking option is you should be a simple question to someone who works for the bank. 11/22/2016 Colburn v. RushCard and MetaBank Replacement card with valid $100 balance. conduct a reasonable investigation of any dispute you make with them as to inaccurate credit reporting; clearly mark any trade line disputed by you as disputed by the consumer. 11/08/2019 Vondell Wilbourn v. RushCard and MetaBank Unfortunately, not all consumers know the ins and outs of chargebacks. The circumstances in which cardholders can dispute a charge generally fall into one of three categories: This occurs when a cardholder does not recognize a transaction, or did not approve the transaction in question. CAS - Card Acquiring Service; Careers; CMIA - Cash Management Improvement Act; CARS - Central Accounting Reporting System; CRS - Centralized Receivables Service; Certifying Officer Training; CFS - Consolidated Financial Statements of the United States Government; Check Claims; Check Payment Formats; Check Reclamation Guide: The Gold Book; CIR - Collections Information Repository Settle or litigate. The case number is 2023-BCSO-001347. everything was taken care of by him. From Avvo Reviews, Mr. Thomas handled our case against Dish TV in a expeditious manner and kept in touch with us through out the process. Multiple, identical items purchased in quick succession. 6 Ways to Make Applying for a Mortgage Easy. If you're granted a refund, you shall receive it in the form of a check that you need to cash or deposit in no longer than 60 days. Thank you Blake Thomas. I would definitely recommend him. The merchant has two options: If the merchant accepts the dispute, the process ends here. Then you may print a dispute form and fax or email the completed form to us. 04/09/2018 DuBose v. RushCard and MetaBank Mr. Blake, you're the best! I ABSOLUTELY RECOMMEND HIM!!!!! Neither the merchant nor the cardholder are invited to provide input at this stage. The card I have here is [protected] this had cents on it only. Amex thought they can deny my fraud claim but aht aht aht! META BANK, From Avvo Reviews, Attorney Blake Thomas was very quick to see that my case was handled with precise professionalism and kept me informed every step of the way. Still a little confused? In most cases, this is the end of the chargeback process. They refused to refund what was taken during the pandemic, $535. He is definitely the best attorney to tackle these big companies who take your money for no reason. He went after a prepaid card company and got us results fast. Our lawyers have had hundreds of cases against MetaBank and handle 97% of all prepaid debit card cases nationwide. ( 5104********5119), based on my CoinBase Account information. Next, the acquirer forwards documentation about the dispute to the merchant. If a Consumer Warning or Consumer Alert was added to your profile. I received a $50 debit card from my employer. Collection Agencies e.g. This is my money not theirs What exactly should we have to go through when it is stolen from us. Contain mathematical or accounting errors, Do not list post-purchase credits or returns, Do not reflect an established change of address, Failure to abide by codes and regulations, Transcripts of conversations held with the merchant. 07/15/2019 Janeeva Graham v. RushCard and MetaBank I will definitely use them again if needed. At this stage, the bank do one of three things: The bank may go with the first option if its a low-dollar value transaction (less than $25). I was only given back $50, my bank refused to give me the $600. Our legal claims have been based on breach of contract, consumer fraud, as well as violation of the Electronic Funds Transfer Act (EFTA) and Regulation E. These must be assembled and submitted according to the the requirements of the bank, and the time limits imposed by the card network. Stands up for his clients!! From Avvo Reviews, Great lawyer I ever had he help me get my money back plus more I love to have him work for me again no lie this is real I'm so happy thank you Blake Thomas. Within days of signing a settlement agreement a check was in the mail! $10,000 gone just like that due to a criminal and a huge corporation who decided the laws didnt apply to them and leaving me struggling during the covid pandemic. Explore Banking as a Service blocking of the card) and the submission of the necessary supporting documents are promptly completed. You will not have any written documentation, signature or verbal approval on file. If you were in Florida I would bake you a cake!!! - Posted by Melanie Teslow, I couldn't get anything done without him! Most discussed Ace Flare Account by Meta Bank complaints. From Facebook Reviews, I really never thought I would get any compensation for the problem and stress green dot caused me with their mis-handling of my account that almost caused me to be evicted but Attorney Thomas came through and kept me informed every step of the way along with realisatic timelines, right on the money. refund the funds stolen as supported by the documents emailed today. From Avvo Reviews, Blake and his firm was very swift and very professional and I think them for their help. From Avvo Reviews, Cfls and Mr Thomas have a great niche fighting for the working and lower class people who can't afford major banks and pricey attorneys. From Avvo Reviews, I only communicated once or twice with Blake. When I hired him he promised and he did it.. It was a quick and painless process. I would highly recommend. I had never used it & it was never out of my possession. There is no treasury department or quality department or fraud department listing in their phone system. If you got a warning or cease and desist letter. If the cardholders claim seems valid, a chargeback will be approved. If you suspect any fraudulent activity when reviewing your account, reach out to us and we'll help you with the American Express Serve dispute process. The "No Surprises" rules create new protections against out-of-network balance billing and establish a new process, called independent dispute resolution, which providers (including air ambulance providers), facilities, and health plans can use to resolve payment disputes for certain out-of-network charges. # is [protected] address is 112 w. 5th st. Apt.852 Los Angeles CA 90013, Desired outcome: On the few times I responded back with questions they were answered within 24-36 hrs and I was amazed given the case was over less than $100. For more information, please see Dispute Management Guidelines for Visa Merchants . I went through hell proving to them it was fraud and kept hitting A dead end. He has been so helpful in assisting me with several cases and I will refer him to my peers. He took my case and let me know every step of the way what was going on. Once you activate your Card, you are authorized to provide MetaBank, N.A., as custodian, with instructions about the funds accessible through the Card. This is called representment, because the merchant is literally re-presenting the transaction to the bank. December 17, 2021, 12:38 p.m. EST 4 Min Read. Pathward Corporate Headquarters 5501 South Broadband Lane Sioux Falls, SD 57108 The issuer submits an SBE Payment Dispute for any payment discrepancy. Stop losing money to chargebacks. Or the costumer service people wouldnt speak english, refuse to assist me, and at times put me on hold for hours only to be ignored. If your alleged Metabank account is with a collection agency, you can send a letter to that collection agency within thirty days of first being notified of the collection. They gave me this address in uber eats I don't use them never have. Call us. All amex wanted to do is get extension after extension playing games and after our patience ran out, he told them enough is enough. Serve was not going to return my stolen funds and Mr. Thomas has helped resolve my issue. I called American Express and they decided through there fraud department that it was not fraud and I violated their user agreement. Here are the 5 Valid Reasons to Dispute a Charge, 18167 US Highway 19 N Thank you so much. A routing number is a nine digit code, used in the United States to identify the financial institution. card 5 [protected] We also send you a courtesy copy of all of our correspondence. He did a great job on my case. The bank dispute process begins when a cardholder identifies a transaction they want to challenge, then contacts their bank or network to question the charge. It blows my mind how these customer service reps can hold a job. call you at work, if they know that your employer does not permit personal calls; contact any third party and state that you owe a debt. Premium Banking with $0 monthly fees 1 All the features you'll need, plus thousands of designs you'll love. "Consumer Fraud Legal Services LLC" and "CFLS" are registered service marks in the State of Illinois, Michelle Thompson v. RushCard and MetaBank, Vondell Wilbourn v. RushCard and MetaBank, Robinson v. Money Network, First Data, and MetaBank, Customer Satisfaction - Posted by Whitney, VERY GRATEFUL FOR MR. THOMAS - Posted by Shane, Definitely recommend! TRULY AN AMAZING LAWYER. Please share a few details and we'll connect with you! Merchants will have a harder time, given the fees and other additional headaches they will need to negotiate in order to file a winning representment. However, cardholders sometimes request chargebacks without a valid reason to do so. Amount. As each step in the legal process was made an email was delivered with an update. Debt Collection Harassment The acquirer will also assess an additional chargeback fee, which covers their administration costs related to the bank dispute. We're here to serve you If you have any questions about your Money Network Card, please feel free to contact us by mail, or consult our list of Common Questions below. The cardholder disliked the service provider or merchant. The transaction occurred on January,13,2023 at 2:07 pm. It can often be difficult to determine which dispute resolution process is best for your particular situation. Chargebacks (also known as credit card disputes or transaction disputes) are a convenient way for cardholders to recover their money if a purchase was the result of fraud, or if a product didnt satisfy their expectations. ComplaintsBoard.com is a leading complaint resolution website on the Internet. It took a couple of months but he got all of my money back at no cost to me. Fast resolution and great communication. When Facebook changed its name to Meta Platforms, the new identity was close enough to the name of an existing bank that it led to a naming rights deal. BaaS Commercial Banking as a Service Pathward is a federally registered financial institution that provides solid banking infrastructure, proven technology resource partners and high-energy collaboration to help our third-party partners deliver banking programs that meet their customers' demands. Read full review of MetaBank and 1 comment. Did exactly what he said he would do, in exactly the time he said he would do it. I would recommend him to anyone I know he needs a lawyer dealing with fraud. I couldn't have asked for a better attorney when I had lost all hope Mr.Thomas assured me that he would fight for me and get me justice and he did just that I'm over satisfied with his service so if you want a lawyer who will fight for you then look no further Mr.Thomas is the truth. followed up with me on each stage. For others, the process can be initiated with a few taps from the banks mobile app. 072413764 073972181 084003997. When I called the customer service folks let them know when /i go on their website the card is showing a $0 balance however it should have $50 on it and the most they can change for their yearly no use fee is $2.95. This is the money in which we live on. A Cardholder can initiate a dispute by calling their Bank. From Facebook Reviews, He took a case after I couldn't get the company to respond to letters. He took my case on contingency against a pre paid debit card after they held my Social Security Disability. - Posted by Leslie Alberto, Great attorney - Posted by Sharonda Johnson, This attorney is awesome!! If these three requirements are met, your funds will be insured up to $250,000 (together with any other funds in the same right and capacity that you (the cardholder) may have established in another deposit account in the . From Facebook Reviews, I was so frustrated and aggravated with my financial institution when I found Blake Thomas online. Alternatively, we may in our discretion authorize or process any of the foregoing types of transactions without incurring any obligation to authorize or process the same type of transaction on future occasions. Blake was quick, responsive and very helpful. Solutions for your business are just a click away. If a dispute goes to arbitration, then it's out of the bank's hands. Dont worry: we get it. Thanks to Blake I was able to get my money back and I'm very appreciative for him.From Avvo Reviews, Blake did what needed to be done. Consumer Class Action Experience Counts: There are many things credit bureaus are required to do as it pertains to their credit reporting. That is exactly what I did he kept me informed every step of the way. Therefore, it is important that the required steps (e.g. The only resource you need to become an expert on chargebacks, customer disputes, and friendly fraud. He is a great attorney who always responds promptly and gives correct answers, He made everything so easy and always kept me updated and informed, I would highly recommend Mr. Thomas to anyone. From Avvo Reviews, Contacted about fraudulent credit card charges. RushCard P.O. This is the only way to ensure that the process operates as it should. I did read his reviews before I selected him and the majority are excellent only very few displeased but I can say it was their fault you must do what he tells you to do from start to finish and believe me you will be happy with the results Thank you Mr Thomas if this ever happens again I will definitely reach out to you. I could not have asked for better service. Credit Bureaus must: Your best option is to consult with a consumer protection attorney if you believe your rights are being violated. info@chargebacks911.com, Vantage House My dispute was denied by Bluebird. Had a dispute with my bank over a missed direct deposit and this guy here took care of it with no problems. From Avvo Reviews, Mr. Thomas is a very honest attorney. From Avvo Reviews, Very professional and informative and very quick response and handled very well. Any evidence of activity that the cardholder themself did not make or approve a transaction could motivate a bank dispute. I didn't know what to do so I searched online and found Blake. I contacted Blake Thomas to get a settlement with a company that had my funds. I got this money due to financially struggling and I need it back! They're located in 5501 S Broadband Ln in Sioux Falls, South Dakota. If the bank does file a chargeback, theyll transmit the dispute information to the merchants bank. Close Close I gave them all the answers they asked me right off the the bat then they asked for my "husband" I am not married, and I had everything correct, once I said fraudulent charges it seemed to be an inconvenience to them. , including what my stolen funds and Mr. Thomas is a leading resolution. A courtesy copy of all of our correspondence how these customer service reps can a... To me supported by the documents emailed today find one of your activity. More information, please see dispute Management Guidelines for Visa Merchants bureaus must your. 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By the documents emailed today $ 100 balance he went after a card! To return my stolen funds and Mr. Thomas has helped resolve my issue and filed a police.. Think them for their help a leading complaint resolution website on the same day to. The pandemic, $ 535 from Avvo Reviews, he took my case and me. Expedited shipping or charges that it was not fraud and kept hitting a dead end funds stolen supported. Card ) and the submission of the necessary supporting documents, like a rebuttal letter letter. Dispute, the process operates as it pertains to their credit reporting their help Make Applying for a.! Rebuttal letter number I can not find one promptly completed Flare Account Meta! Is important that the cardholder themself did not Make or approve a 15 charge to ensure that the cardholder did... Could motivate a bank dispute process is best for your Business are just a click away on case!
