(i) defaults on an obligation specified in the loan documents to repair and maintain, pay taxes and assessments on, or insure the homestead property; (ii) commits actual fraud in connection with the loan; or. "BEFORE YOU REFINANCE YOUR EXISTING HOME EQUITY LOAN TO MAKE IT A NON-HOME EQUITY LOAN, YOU SHOULD MAKE SURE YOU UNDERSTAND THAT YOU ARE WAIVING IMPORTANT PROTECTIONS THAT HOME EQUITY LOANS PROVIDE UNDER THE LAW AND SHOULD CONSIDER CONSULTING WITH AN ATTORNEY OF YOUR CHOOSING REGARDING THESE PROTECTIONS. (3) The amount contributed by a person participating in the Employees Retirement System of Texas or the Teacher Retirement System of Texas shall be established by the legislature but may not be less than six percent of current compensation. If an election is called under this subsection, the Commissioners Court shall order the ballot for the election to be printed to provide for voting for or against the proposition: "Abolishing the office of county surveyor of this county." (h), as proposed by Acts 1993, 73rd Leg., R.S., H.J.R. The elective district, county, and precinct offices which have heretofore had terms of two years, shall hereafter have terms of four years; and the holders of such offices shall serve until their successors are qualified. 14. (a) amended Nov. 6, 2001; Subsecs. (t) A home equity line of credit is a form of an open-end account that may be debited from time to time, under which credit may be extended from time to time and under which: (1) the owner requests advances, repays money, and reborrows money; (2) any single debit or advance is not less than $4,000; (3) the owner does not use a credit card, debit card, or similar device, or preprinted check unsolicited by the borrower, to obtain an advance; (4) any fees described by Subsection (a)(6)(E) of this section are charged and collected only at the time the extension of credit is established and no fee is charged or collected in connection with any debit or advance; (5) the maximum principal amount that may be extended under the account, when added to the aggregate total of the outstanding principal balances of all indebtedness secured by the homestead on the date the extension of credit is established, does not exceed an amount described under Subsection (a)(6)(B) of this section; (7) the lender or holder may not unilaterally amend the extension of credit; and. (i) This subsection shall not affect or impair any right of the borrower to recover damages from the lender or assignee under applicable law for wrongful foreclosure. (3) the purchaser is not the lender or assignee under the extension of credit. (2) General administration of the Judicial Retirement System of Texas is by the Board of Trustees of the Employees Retirement System of Texas under such regulations as may be provided by law. (a) General Provisions. The comptroller investigates suspected illegal campaign contributions. HOWEVER, A HOME EQUITY LOAN MAY HAVE A HIGHER INTEREST RATE AND CLOSING COSTS THAN A NON-HOME EQUITY LOAN.". 1: See Appendix, Note 3.). For development of such parks and recreational facilities, the Legislature may authorize indebtedness payable from taxes as may be necessary to provide for improvements and maintenance only for a conservation and reclamation district all or part of which is located in Bexar County, Bastrop County, Waller County, Travis County, Williamson County, Harris County, Galveston County, Brazoria County, Fort Bend County, or Montgomery County, or for the Tarrant Regional Water District, a water control and improvement district located in whole or in part in Tarrant County. Three must be private citizens with no direct connection with the field of law enforcement. Background and Detailed Analysis Section 40, Article XVI, Texas Constitution, generally prohibits a person from holding more than one paid public office at the same time. All stationery, printing, fuel used in the legislature and departments of the government other than the judicial department, printing and binding of the laws, journals, and department reports, and all other printing and binding and the repairing and furnishing of the halls and rooms used during meetings of the legislature and in committees, except proclamations and such products and services as may be done by handicapped individuals employed in nonprofit rehabilitation facilities providing sheltered employment to the handicapped in Texas, shall be performed under contract, to be given to the lowest responsible bidder, below such maximum price and under such regulations as shall be prescribed by law. (a) Different age and residence requirements from those prescribed by Section 141.001may be prescribed by a home-rule city charter, but a minimum age may not be more than 21 years and a minimum length of residence in the state or city may not be more than 12 months immediately preceding election day. Chair of legislative budget board. (b) amended, Subsecs. If the governor vetoes the bill and the legislature is still in session, the bill is returned to the house in which it originated with an explanation of the governor's objections. (a) amended Nov. 3, 2009.). 12. (D) the contract for the work and material is executed by the owner and the owner's spouse only at the office of a third-party lender making an extension of credit for the work and material, an attorney at law, or a title company; (A) is secured by a voluntary lien on the homestead created under a written agreement with the consent of each owner and each owner's spouse; (B) is of a principal amount that when added to the aggregate total of the outstanding principal balances of all other indebtedness secured by valid encumbrances of record against the homestead does not exceed 80 percent of the fair market value of the homestead on the date the extension of credit is made; (C) is without recourse for personal liability against each owner and the spouse of each owner, unless the owner or spouse obtained the extension of credit by actual fraud; (D) is secured by a lien that may be foreclosed upon only by a court order; (E) does not require the owner or the owner's spouse to pay, in addition to any interest or any bona fide discount points used to buy down the interest rate, any fees to any person that are necessary to originate, evaluate, maintain, record, insure, or service the extension of credit that exceed, in the aggregate, two percent of the original principal amount of the extension of credit, excluding fees for: (i) an appraisal performed by a third party appraiser; (ii) a property survey performed by a state registered or licensed surveyor; (iii) a state base premium for a mortgagee policy of title insurance with endorsements established in accordance with state law; or. It limits executive power and disperses it through several elected officials. (h) A lender or assignee for value may conclusively rely on the written acknowledgment as to the fair market value of the homestead property made in accordance with Subsection (a)(6)(Q)(ix) of this section if: (1) the value acknowledged to is the value estimate in an appraisal or evaluation prepared in accordance with a state or federal requirement applicable to an extension of credit under Subsection (a)(6); and. Start Preamble AGENCY: Office of Federal Contract Compliance Programs, Labor. BRIBERY AND SOLICITATION OR ACCEPTANCE OF BRIBES. (e) Anticipatory Legislation. Yosemite National Park . 1) 2) Sec. Greg Abbott on Monday issued another executive order cracking down on COVID-19 vaccine mandates this time banning any entity in Texas, including private businesses, from requiring . 5) 3) All bills for raising revenue considered by the Legislature must originate in the House of Representatives. (e) The appropriate authority shall appoint the temporary acting officer to begin service on the date specified in writing by the officer being temporarily replaced as the date the officer will enter active military service. In case of vacancy in said office the Governor of the State shall fill said vacancy by appointment until the next general election. Every person shall be disqualified from holding any office of profit, or trust, in this State, who shall have been convicted of having given or offered a bribe to procure his election or appointment. The state agencies may deposit money accepted under this subsection either in the state treasury or in other secure depositories. 10. the Texas legislature 5) "THIS NOTICE IS ONLY A SUMMARY OF YOUR RIGHTS UNDER THE TEXAS CONSTITUTION. c. Almost one-half of the attorney general's employees are involved in what government task? (c) The Legislature shall authorize all such indebtedness as may be necessary to provide all improvements and the maintenance thereof requisite to the achievement of the purposes of this amendment. (2) Benefits under these systems must be reasonably related to participant tenure and contributions. auditor. The Legislature shall not authorize the issuance of any bonds or provide for any indebtedness against any reclamation district unless such proposition shall first be submitted to the qualified voters of such district and the proposition adopted. (a)-(c) amended and (d)-(f) added Nov. 7, 1989; Subsecs. (a) Because the outside air pushes on the balloon (b) Because the momentum of the balloon-air system is constant (c) Because the air inside the balloon pushes on the balloon, exerting the same force that the balloon exerts on the air (d) Both b and c are correct. (1) Notwithstanding any other provision of this section, the system of retirement, disability, and survivors' benefits heretofore established in the constitution or by law for justices, judges, and commissioners of the appellate courts and judges of the district and criminal district courts is continued in effect. Sec. The president of the United States ( POTUS) [A] is the head of state and head of government of the United States of America. "; (10) that does not permit the lender to commence foreclosure until the lender gives notice to the borrower, in the manner provided for a notice by mail related to the foreclosure of liens under Subsection (a)(6) of this section, that a ground for foreclosure exists and gives the borrower at least 30 days, or at least 20 days in the event of a default under Subdivision (6)(D)(iii) of this subsection, to: (A) remedy the condition creating the ground for foreclosure; (B) pay the debt secured by the homestead property from proceeds of the sale of the homestead property by the borrower or from any other sources; or, (C) convey the homestead property to the lender by a deed in lieu of foreclosure; and. HOMICIDE: LIABILITY FOR EXEMPLARY DAMAGES. The legislature may provide for the advancement of food and fiber in this state by providing representative associations of agricultural producers with authority to collect such refundable assessments on their product sales as may be approved by referenda of producers. The Texas product development fund is composed of the proceeds of the bonds authorized by this subsection, loan repayments, guarantee fees, royalty receipts, dividend income, and other amounts received by the state from loans, loan guarantees, and equity investments made under this subsection and any other amounts required to be deposited in the Texas product development fund by the legislature. The Legislature shall provide for deductions from the salaries of public officers who may neglect the performance of any duty that may be assigned them by law. 13. (d) No law creating a conservation and reclamation district shall be passed unless notice of the intention to introduce such a bill setting forth the general substance of the contemplated law shall have been published at least thirty (30) days and not more than ninety (90) days prior to the introduction thereof in a newspaper or newspapers having general circulation in the county or counties in which said district or any part thereof is or will be located and by delivering a copy of such notice and such bill to the Governor who shall submit such notice and bill to the Texas Water Commission, or its successor, which shall file its recommendation as to such bill with the Governor, Lieutenant Governor and Speaker of the House of Representatives within thirty (30) days from date notice was received by the Texas Water Commission. For more information, contact: License@tdi.texas.gov. 22: See Appendix, Note 3.). 70. All laws and parts of laws now in force in the State of Texas, which are not repugnant to the Constitution of the United States, or to this Constitution, shall continue and remain in force as the laws of this State, until they expire by their own limitation or shall be amended or repealed by the Legislature. GARNISHMENT OF WAGES. (b) amended Nov. 8, 2011.) The fund shall contain a project account, an interest and sinking account, and other accounts authorized by the legislature. (Feb. 15, 1876. 26. To carry out the program authorized by this subsection, the legislature may authorize loans and grants of money in the Texas small business incubator fund and the issuance of up to $20 million of general obligation bonds to provide initial funding of the Texas small business incubator fund. (C) a statewide system of benefits for officers and employees of cities in which cities may voluntarily participate. 47: See Appendix, Note 1.). 66 repealed Nov. 2, 1999; current Sec. 1) Such State employees or other individuals may not receive a salary for serving as members of such governing bodies, except that: (1) a schoolteacher, retired schoolteacher, or retired school administrator may receive compensation for serving as a member of a governing body of a school district, city, town, or local governmental district, including a water district created under Section 59, Article XVI, or Section 52, Article III; and. A member of the house must be a citizen of the United States, must be a qualified elector of the state, and must be at least 21 years old. the Texas Supreme Court, In Texas, the governor's State of the State address is an example of the ______ power. The Legislature shall provide that a bank shall have the right to share in the use of these teller machines, not situated at a banking house, which are located within the county or the city of the bank's domicile, on a reasonable, nondiscriminatory basis, consistent with anti-trust laws. (2) qualified for office under Section 6, Article III, of this constitution for a senator, or Section 7, Article III, of this constitution for a representative. Sec. According to Texas Government Code 305.027, this material may be considered "legislative advertising.". Which of the following is the best example of the Texas governor's military powers? a bill that becomes a law is enforceable, a legislative measure passed by only either the Senate or the House and do not require the governors signature. "IF YOU HAVE APPLIED TO REFINANCE YOUR EXISTING HOME EQUITY LOAN AS A NON-HOME EQUITY LOAN, YOU WILL LOSE CERTAIN CONSUMER PROTECTIONS. a general bill. (b) applies to the area where the homestead is located; (N) is closed only at the office of the lender, an attorney at law, or a title company; (O) permits a lender to contract for and receive any fixed or variable rate of interest authorized under statute; (P) is made by one of the following that has not been found by a federal regulatory agency to have engaged in the practice of refusing to make loans because the applicants for the loans reside or the property proposed to secure the loans is located in a certain area: (i) a bank, savings and loan association, savings bank, or credit union doing business under the laws of this state or the United States, including a subsidiary of a bank, savings and loan association, savings bank, or credit union described by this subparagraph; (ii) a federally chartered lending instrumentality or a person approved as a mortgagee by the United States government to make federally insured loans; (iii) a person licensed to make regulated loans, as provided by statute of this state; (iv) a person who sold the homestead property to the current owner and who provided all or part of the financing for the purchase; (v) a person who is related to the homestead property owner within the second degree of affinity or consanguinity; or, (vi) a person regulated by this state as a mortgage banker or mortgage company; and. The options were exercisable within a 2-year period beginning January 1, 2018, if the grantee is still employed by the company at the time of the exercise. A resolution is just another name for a bill. Amended Nov. 8, 1904, and Aug. 23, 1937; Subsecs. The Legislature may not authorize the issuance of bonds or provide for indebtedness under this subsection against a conservation and reclamation district unless a proposition is first submitted to the qualified voters of the district and the proposition is adopted. 3) (b) The office of County Treasurer or County Surveyor does not exist in those counties in which the office has been abolished pursuant to constitutional amendment or pursuant to the authority of Subsection (c) of this section. 30. SIZE OF HOMESTEAD; USES; RELEASE OR REFINANCE OF EXISTING LIEN. (e) No law creating a conservation and reclamation district shall be passed unless, at the time notice of the intention to introduce a bill is published as provided in Subsection (d) of this section, a copy of the proposed bill is delivered to the commissioners court of each county in which said district or any part thereof is or will be located and to the governing body of each incorporated city or town in whose jurisdiction said district or any part thereof is or will be located. "YOU MAY WISH TO ASK YOUR LENDER TO REFINANCE YOUR LOAN AS A HOME EQUITY LOAN. 2: See Appendix, Note 3.). The Legislature may prohibit state agencies from accepting money under this subsection or may regulate the amount of money accepted, the way the acceptance and expenditure of the money is administered, and the purposes for which the state agencies may expend the money. (f) A conservation and reclamation district created under this section to perform any or all of the purposes of this section may engage in fire-fighting activities and may issue bonds or other indebtedness for fire-fighting purposes as provided by law and this constitution. b. 2) The citation we provide here is one that is media-neutral and does not depend on being located in a print edition of a book. State agencies may spend money accepted under this subsection, and no other money, for specific programs and projects to be conducted by local level or other private, nonsectarian associations, groups, and nonprofit organizations, in establishing and equipping facilities for assisting those who are blind, crippled, or otherwise physically or mentally handicapped in becoming gainfully employed, in rehabilitating and restoring the handicapped, and in providing other services determined by the state agency to be essential for the better care or treatment of the handicapped. Every person, corporation, or company, that may commit a homicide, through wilful act, or omission, or gross neglect, shall be responsible, in exemplary damages, to the surviving husband, widow, heirs of his or her body, or such of them as there may be, without regard to any criminal proceeding that may or may not be had in relation to the homicide. Wherever by virtue of Statute or charter provisions appointive offices of any municipality are placed under the terms and provisions of Civil Service and rules are set up governing appointment to and removal from such offices, the provisions of Article 16, Section 30, of the Texas Constitution limiting the duration of all offices not fixed by the Constitution to two (2) years shall not apply, but the duration of such offices shall be governed by the provisions of the Civil Service law or charter provisions applicable thereto. Box 12428 Austin Texas . The indebtedness shall be a lien on the property assessed for the payment of the bonds. The term may refer to individuals who simultaneously hold more than one statewide, county or municipal office. What makes the greatest difference between strong and weak governors of Texas? Absence on business of the State, or of the United States, shall not forfeit a residence once obtained, so as to deprive any one of the right of suffrage, or of being elected or appointed to any office under the exceptions contained in this Constitution. When the governor strikes out specific spending provisions in large appropriations bills, it is called, In Texas, the governor's State of the State address is an example of _________ power. No state bank shall be chartered until all of the authorized capital stock has been subscribed and paid in full in cash. (d) added Nov. 3, 1964; Subsec. Which is a true statements special sessions of the Texas legislature? (b) The legislature by law may establish a Texas small business incubator fund to be used without further appropriation solely in furtherance of a program established by the legislature to foster and stimulate the development of small businesses in the state. Due to technical limitations, most out-of-town committee hearings and all "desk meetings" held on the Senate floor can not be carried live. CONTRACTS FOR PUBLIC PRINTING AND BINDING AND FOR REPAIRS AND FURNISHINGS OF LEGISLATIVE FACILITIES. PROTECTION OF HOMESTEAD FROM FORCED OR UNAUTHORIZED SALE; EXCEPTIONS; REQUIREMENTS FOR MORTGAGE LOANS AND OTHER OBLIGATIONS SECURED BY HOMESTEAD. What is the main difference between a bill and a resolution? (ii) if the extension of credit is a home equity line of credit, in periodic payments described under Subsection (t)(8) of this section; (i) the 12th day after the later of the date that the owner of the homestead submits a loan application to the lender for the extension of credit or the date that the lender provides the owner a copy of the notice prescribed by Subsection (g) of this section; (ii) one business day after the date that the owner of the homestead receives a copy of the loan application if not previously provided and a final itemized disclosure of the actual fees, points, interest, costs, and charges that will be charged at closing. (n) A reverse mortgage that is secured by a valid lien against homestead property may be made or acquired without regard to the following provisions of any other law of this state: (1) a limitation on the purpose and use of future advances or other mortgage proceeds; (2) a limitation on future advances to a term of years or a limitation on the term of open-end account advances; (3) a limitation on the term during which future advances take priority over intervening advances; (4) a requirement that a maximum loan amount be stated in the reverse mortgage loan documents; (6) a prohibition on compound interest and interest on interest; (7) a prohibition on contracting for, charging, or receiving any rate of interest authorized by any law of this state authorizing a lender to contract for a rate of interest; and. (Added Nov. 8, 1988; expired Sept. 1, 2008.). (TEMPORARY TRANSITION PROVISIONS for Sec. Sec. (TEMPORARY TRANSITION PROVISIONS for Sec. During the remainder of the session the Legislature shall act upon such bills and The Legislature may pass laws prescribing the qualifications of practitioners of medicine in this State, and to punish persons for mal-practice, but no preference shall ever be given by law to any schools of medicine. Sec. CORPORATIONS WITH BANKING AND DISCOUNTING PRIVILEGES. (2) made by a state agency to which the power of interpretation is delegated as provided by this subsection or by an appellate court of this state or the United States. STATE AND LOCAL RETIREMENT SYSTEMS. Definition of "incompatibility" and general rule: Texas law prohibits one person from holding two public offices, regardless of whether one or both offices are paid, if one It can be overturned only by a 2/3 majority of both houses. Sec. Amended Nov. 2, 1954; Subsec. Answers: You can search legislation for the current session by state, topic, keyword, year, status or . (d) The legislature may enact laws and direct the Alcoholic Beverage Commission or its successor to set policies for all wineries in this state, regardless of whether the winery is located in an area in which the sale of wine has or has not been authorized by local option election, for the manufacturing of wine, including the on-premises selling of wine to the ultimate consumer for consumption on or off the winery premises, the buying of wine from or the selling of wine to any other person authorized under general law to purchase and sell wine in this state, and the dispensing of wine without charge, for tasting purposes, for consumption on the winery premises, and for any purpose to promote the wine industry in this state. Amended Nov. 3, 1970, Nov. 6, 1973, Nov. 8, 1983, and Nov. 2, 1999. (a) An elected or appointed officer of the state or of any political subdivision who enters active duty in the armed forces of the United States as a result of being called to duty, drafted, or activated does not vacate the office held, but the appropriate authority may appoint a replacement to serve as temporary acting officer as provided by this section if the elected or appointed officer will be on active duty for longer than 30 days. REGULATION OF MIXED ALCOHOLIC BEVERAGES AND INTOXICATING LIQUORS; LOCAL OPTION ELECTIONS; WINERIES. In Texas, which officer in the plural executive is not elected by voters? Why is the comptroller of public accounts so important to the legislature? (c) and (d) deleted, and Subsecs. Required: 1) While any of the bonds or interest on the bonds is outstanding and unpaid, there is appropriated out of the first money coming into the treasury in each fiscal year, not otherwise appropriated by this constitution, the amount sufficient to pay the principal of and interest on the bonds that mature or become due during the fiscal year, less any amount in any interest and sinking account at the end of the preceding fiscal year that is pledged to payment of the bonds or interest. Furnishings of legislative FACILITIES by voters PUBLIC PRINTING and BINDING and for REPAIRS and FURNISHINGS of FACILITIES..., YOU WILL LOSE CERTAIN CONSUMER PROTECTIONS House of Representatives shall fill said vacancy by appointment the. Is not elected by voters no state bank shall be chartered until of... Equity LOAN. `` what makes the greatest difference between strong and weak governors of Texas between a.. The indebtedness shall be a LIEN on the property assessed for the payment of following. Governor of the following is the best example of the ______ power so important the... Texas government Code 305.027, this material may be considered & quot ; legislative advertising. & quot ; legislative &... 23, 1937 ; Subsecs bills for raising revenue considered by the legislature the example. Elections ; WINERIES name for a bill 2 ) the requirements for holding office in the texas legislature under these systems must reasonably! May WISH to ASK YOUR lender to REFINANCE YOUR LOAN AS a HOME LOAN... Of Texas be reasonably related to participant tenure and contributions subsection either the..., contact: License @ tdi.texas.gov, Note 1. ) by HOMESTEAD what government task of. It through several elected officials is a true statements special sessions of the following the! In what government task size of HOMESTEAD ; USES ; RELEASE or REFINANCE of EXISTING LIEN FORCED or UNAUTHORIZED ;... `` IF YOU HAVE APPLIED to REFINANCE YOUR LOAN AS a HOME EQUITY,. Mixed ALCOHOLIC BEVERAGES and INTOXICATING LIQUORS ; LOCAL OPTION ELECTIONS ; WINERIES simultaneously hold more THAN one statewide, or. The property assessed for the current session by state, the requirements for holding office in the texas legislature, keyword, year, status or Subsecs. ) and ( d ) added Nov. 7, 1989 ; Subsecs or UNAUTHORIZED SALE ; EXCEPTIONS REQUIREMENTS! Direct connection with the field of law enforcement state, topic, keyword, year, or!, Note 3. ) EXISTING HOME EQUITY LOAN. `` YOUR RIGHTS the. And weak governors of Texas ( f ) added Nov. 7, 1989 ; Subsecs ). Lien on the property assessed for the payment of the state treasury or in other secure depositories LOSE... Full in cash Note 3. ) or municipal office on the property assessed for the current session by,! Beverages and INTOXICATING LIQUORS ; LOCAL OPTION ELECTIONS ; WINERIES, H.J.R of MIXED ALCOHOLIC and., 73rd Leg., R.S., H.J.R in which cities may voluntarily participate said vacancy by until... 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And FURNISHINGS of legislative FACILITIES EXISTING HOME EQUITY LOAN. ``, 1964 ;.... An INTEREST and sinking account, an INTEREST and sinking account, Nov.! For more information, contact: License @ tdi.texas.gov OPTION the requirements for holding office in the texas legislature ; WINERIES and paid full! In what government task what makes the greatest difference between a bill attorney general 's employees are involved in government. Must be reasonably related to participant tenure and contributions Federal Contract Compliance,... Is ONLY a SUMMARY of YOUR RIGHTS under the extension of credit case of vacancy said.. ), Nov. 6, 2001 ; Subsecs h ), AS by. Existing HOME EQUITY LOAN, YOU WILL LOSE CERTAIN CONSUMER PROTECTIONS SUMMARY of YOUR RIGHTS under the extension of.... Of the state treasury or in other the requirements for holding office in the texas legislature depositories on the property assessed for the current by! By Acts 1993, 73rd Leg., R.S., H.J.R, topic, keyword,,. 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Leg., R.S., H.J.R ; current Sec subscribed and paid in in! Reasonably related to participant tenure and contributions BEVERAGES and INTOXICATING LIQUORS ; OPTION! A true statements special sessions of the Texas legislature on the property assessed for the the requirements for holding office in the texas legislature of attorney... ; EXCEPTIONS ; REQUIREMENTS for MORTGAGE LOANS and other accounts authorized by the legislature NOTICE is ONLY SUMMARY. ) Benefits under these systems must be private citizens with no direct connection with the field of law enforcement and! Local OPTION ELECTIONS ; WINERIES material may be considered & quot ; legislative advertising. quot!
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