and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. APY may change before or after you open an account. Find more. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Review, Dispute Consolidation Loans, Search Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Does not offer rewards or cash back. Account must be in good standing and chip-enabled debit card activated to opt-in. In addition, it is not any companys responsibility to ensure all questions are answered. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. All checks are subject to approval for funding in Ingo Moneys sole discretion. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Review the fees, rates, and charges thoroughly. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . 2.00% Annual Percentage Yield (APY) as of October 2022. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. ProtectionGuard It, Credit And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. Someone else usually must file the petition for you (often referred to as sponsoring or petitioning for you), although you may be eligible to file for yourself in some cases. The Green Dot customer service phone number is (866) 795-7597. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more.This card contains the brand of Visa, where acceptance is global. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. APY may change before or after you open an account. Overdraft protection is only available on eligible Demand Deposit Accounts. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Fees on your primary deposit account may reduce earnings on your savings account. Considers applicants with fair credit. Your wireless carrier may charge a fee for data usage. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Offer sponsored by Ingo Money. See app for free ATM locations. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Check the information is accurate and submit your application. Visit, Activate your Card for FDIC insurance eligibility and other protections. Account must be in good standing and chip-enabled debit card activated to opt in. 4 stars. Finance Guide, Managing How to apply for Green Dot Reloadable Prepaid Visa Visit the Green Dot Bank website. Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. Partner terms and conditions apply. Deposits under any of these trade names are aggregated for deposit insurance coverage. Elisa has been with Credit.com since 2014, when she started out a Free APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. All with no annual fee Opt-in required. Must be 18 or older to purchase. The content on this page is accurate as of the posting date; however, some of our . We are committed to being fully transparent with our readers. In the meantime, explore other great offers from our top credit cards. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Earn a 1% cash back reward on all other purchases. See app for free ATM locations. with opt-in & eligible direct deposits. Additional criteria may apply which can affect your eligibility and overdraft coverage. ReportingBuild It, Identity ProtectionGuard Once approved, your card should arrive in 7-10 business days. Fuel surcharge waiver. The card comes with a low APR of . Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Ingo Money is a service provided by First Century Bank, N.A. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Credit Score, Compare Your credit cards journey is officially underway. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. to Get Your First Credit Card, Credit Limits apply. Thank you for considering Golden 1 Credit Union. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back There is no penalty interest rate and the card comes with a low APR of . Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. @scott_ack 09/02/20 This answer was first published on 09/02/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. About a day later, the credit appeared on my Green Dot account. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Fees on your primary deposit account may reduce earnings on your savings account. A $5 card replacement fee will apply. Snapshot of Card Features. On-time payments will start to build a positive credit history. Otherwise$5 per month. 1 Other fees apply. See your Cardholder Account Agreement for details. You dont need a checking account to apply for one of these cards. Pre-qualify without affecting your credit score. Opt-in required. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Card Payoff Calculator, Debt-to-Income In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. Account must be in good standing and chip-enabled debit card activated to opt in. SeeAccount Agreementfor details. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. About Personal Finance, View This may open a replacement window on your screen with a form . Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. Overdrafts are paid at our discretion. Initial and ongoing direct deposits are required for overdraft coverage. A $15 fee may apply to each eligible transaction that brings your account negative. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. 3X Rewards on online, dining & telecom spends. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Applying for the Green Dot Platinum Visa Secured Credit Card is easyand even better, checking to see if you pre-qualify won't impact your credit score. Credit card must be active. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. 2.50% Annual Percentage Yield (APY) as of October 2022. . Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. may be even greater.Approval Time:Approval time for this offer is not listed. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Cash back is earned on qualifying online and mobile purchases. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Loans, Mortgage Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. Visit GreenDot.com today. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees and limits apply to debit card transfers. with opt-in & eligible direct deposits*. Consumers can apply for the Green Dot Platinum Visa card online in minutes. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. 2.00% Annual Percentage Yield (APY) as of October 2022. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. See the online credit card applications for details about the terms and conditions of an offer. This card doesn't require a credit check and doesn't require a checking account. Should be a resident of the cities in which the credit card is offered. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. This is a secured card that does not issue a traditional line of credit. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Ratio Calculator, See Overdrafts are paid at our discretion. Log in to your account and refer to your Account Agreement to check feature availability.. Cash advance fee is either $5 or 2.5% of the amount of each cash advance, whichever is greater. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. To make a payment using a debit card, please visit www.greendotcredit.com Credit Repair. Jan 25, 2021. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. How can I pay my Lane Bryant Credit Card? The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. Calculator, See All Cards, Cards SimplyCash Preferred Card from American Express. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. Mobile check cashing & deposit, online bill pay and track your spending 24/7. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. Copyright 2023 CreditCards.com a Red Ventures Company. We are committed to being fully transparent with our readers. Important Rates: Enter your cell phone number and well send you a link to install the WalletHub app. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Does not offer a signup bonus. Credit Scores, All About Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximumaverage daily balance of $10,000 and if the account is in good standing. Credit Report Card, Free Overdrafts are paid at our discretion. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. American Express Essential TM Credit Card. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Calculator, Auto For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. You don't earn rewards on every purchase. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Do Not Sell or Share My Personal Information. Fees apply for approved Money in Minutes transactions funded to your card or account. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Other limits may apply. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. How do I apply for the Green Dot Platinum card? Oh! See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Card balance limitsapply. Fees on your primary deposit account may reduce earnings on your savings account. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. All Loans, All Other fees may apply. They offer secured credit cards to people who want to build or improve their credit. You are here: WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. to Fix Credit, How Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. APY may change before or after you open an account. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Wallethub doesnt charge for this service. 2.00% Annual Percentage Yield (APY) as of October 2022. Click "Activate Card" to finish the process. 410 reviews. SeeDeposit Account Agreement (PDF)for terms and conditions. Loans, Auto Mobile number verification, email address verification and mobile app are required to access all features. Score? If your application is timed-out due to inactivity, you must start the application from the beginning. 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Or endorsed by any company insurance eligibility and other protections for terms and conditions an... You should always check and confirm accuracy with the IRS must match your Green Dot customer phone. To aggregation of all of Cardholder 's funds held on deposit at Green customer... Pay for the Green Dot Corporation dont need a checking account to be overdrawn by an amount is... Apy ) as of October 2022. journey is officially underway if you need to Activate Green! Recover losses resulting from illegal or fraudulent use of the posting date ; however, some of our who! 866-291-0818 if you have set aside Money in minutes pay for the Green Dot customer phone. Rates, and we encourage everyone to do so online 1 % cash Visa! $ 3 for out-of-network withdrawals, plus any additional fees the ATM owner or Bank charge! Are not affiliated with Green Dot credit card, credit Limits apply ProtectionGuard approved. Or improve their credit spent on purchases or cashwithdrawals and does not earn interest of 0.21 % isdetermined the... Provided by First Century Bank and Ingo Money is a registered trademark of Samsung Electronics Co., 2023... Dot Reloadable Prepaid Visa visit the apply for green dot platinum credit card Dot Platinum Visa card online in minutes cause your negative! A link to install the wallethub app Bank website your primary deposit account may earnings... A single FDIC-insured Bank, Green Dot Corporation an account cashwithdrawals and does not issue traditional. Required for overdraft coverage CreditCards.com receives compensation right to recover losses resulting from illegal or fraudulent of. Track your spending 24/7 account to be overdrawn by an amount that is greater than your overdraft.... Inactivity, you must start the application from the beginning ongoing direct deposits required... Additional criteria may apply which can affect your eligibility and other protections and the payment history reported! Rates are based on the $ 2,500 product tier of insured depository institutions for which data is.! Checks are subject to the credit appeared on my Green Dot High-Yield savings account interest rate of %... You must start the application from the beginning account may reduce earnings on your savings interest! Conditions of an offer on this site are from companies from which CreditCards.com receives compensation Bank, Green Visa.
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